BODY {margin-left: 0px; margin-top: 0px; background-color:white; }

BODY, P, H3, H4, H5, BLOCKQUOTE, TD, UL, LI, OL, DL, DT, DD, FORM { font-family: Arial, Helvetica, sans-serif; font-size: 12px; }

H3 { font-size: 14px; }

H1, H2, H3 { text-align: center; }

P.indent { margin-left: 24px; margin-top: -8px; }

P.footer { font-size: 9px; text-align: center; padding: 9px; }

P.pull-quote { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 14px; font-weight: bold; text-align: center; padding: 20px; }

BLOCKQUOTE { margin-top: -6px; margin-left: 24px; }

BLOCKQUOTE.indent { margin-top: -6px; margin-left: 48px; }

UL, OL { margin-top: -10px; }

UL.indent, OL.indent { margin-top: -10px; margin-left: 48px; }

LI { margin-top: 2px; }

DT { font-weight: bold; }

TD.menu {
background-image: url(images/menu.gif); 
background-repeat: no-repeat;
}

TD.body {
background-image: url(images/body.gif); 
background-repeat: no-repeat;
background-color: white;
}

TD.footer  {
background-image: url(images/footer.gif); 
background-repeat: no-repeat;
}

TABLE.photo {
background-image: url(images/tan.gif);
background-color: #FFF8C6;
}

TD.photo {
background-image: url(images/tan.gif);
background-color: #FFF8C6;
}

TABLE.testimonial {
background-image: url(images/tan.gif);
background-color: #FFF8C6;
font-size:14px; font-style: italic;  font-family:georgia,serif;
}

TD.testimonial {
background-image: url(images/tan.gif);
background-color: #FFF8C6;
font-size:14px; font-style: italic;  font-family:georgia,serif;
}

/* link attributes */
a:link     {color: #0033FF; font-weight: bold; text-decoration: none}
a:visited  {color: #0033FF; font-weight: bold; text-decoration: none}
a:active   {color: #0033FF; font-weight: bold; text-decoration: none}
a:hover	 {color: #0033FF; font-weight: bold; text-decoration: underline}

a.menu:link{ display: block;
     font-family: Arial, Helvetica, sans-serif;
     font-weight: bold;
     font-size: 9pt;
     color: #000066;
     padding-left:10px;
     padding-top: 7px;
     padding-bottom: 4px;
     border-style: solid;
     border-top-width: 0px;
     border-bottom-width: 0px;
     border-left-width: 0px;
     border-right-width: 0px;
     border-color: #ffffff;
     text-decoration: none;}

a.menu:visited { display: block;
     font-family: Arial, Helvetica, sans-serif;
     font-weight: bold;
     font-size: 9pt;
     color: #000033;
     padding-left:10px;
     padding-top: 7px;
     padding-bottom: 4px;
     border-style: solid;
     border-top-width: 0px;
     border-bottom-width: 0px;
     border-left-width: 0px;
     border-right-width: 0px;
     border-color: #ffffff;
     text-decoration: none;}

a.menu:hover { display: block;
     font-family: Arial, Helvetica, sans-serif;
     font-weight: bold;
     font-size: 9pt;
     color: #0033CC;
     padding-left:10px;
     padding-top: 7px;
     padding-bottom: 4px;
     border-style: solid;
     border-top-width: 0px;
     border-bottom-width: 0px;
     border-left-width: 0px;
     border-right-width: 0px;
     border-color: #ffffff;
     text-decoration: none;}

a.menu:active { display: block;
     font-family: Arial, Helvetica, sans-serif;
     font-weight: bold;
     font-size: 9pt;
     color: #0033CC;
     padding-left:10px;
     padding-top: 7px;
     padding-bottom: 4px;
     border-style: solid;
     border-top-width: 0px;
     border-bottom-width: 0px;
     border-left-width: 0px;
     border-right-width: 0px;
     border-color: #ffffff;
     text-decoration: none;}

a.submenu:link{ display: block;
     font-family: Arial, Helvetica, sans-serif;
     font-weight: bold;
     font-size: 9pt;
     color: #000066;
     padding-left:20px;
     padding-top: 0px;
     padding-bottom: 3px;
     border-style: solid;
     border-top-width: 0px;
     border-bottom-width: 0px;
     border-left-width: 0px;
     border-right-width: 0px;
     border-color: #ffffff;
     text-decoration: none;}

a.submenu:visited { display: block;
     font-family: Arial, Helvetica, sans-serif;
     font-weight: bold;
     font-size: 9pt;
     color: #000033;
     padding-left:20px;
     padding-top: 0px;
     padding-bottom: 3px;
     border-style: solid;
     border-top-width: 0px;
     border-bottom-width: 0px;
     border-left-width: 0px;
     border-right-width: 0px;
     border-color: #ffffff;
     text-decoration: none;}

a.submenu:hover { display: block;
     font-family: Arial, Helvetica, sans-serif;
     font-weight: bold;
     font-size: 9pt;
     color: #0033CC;
     padding-left:20px;
     padding-top: 0px;
     padding-bottom: 3px;
     border-style: solid;
     border-top-width: 0px;
     border-bottom-width: 0px;
     border-left-width: 0px;
     border-right-width: 0px;
     border-color: #ffffff;
     text-decoration: none;}

a.submenu:active { display: block;
     font-family: Arial, Helvetica, sans-serif;
     font-weight: bold;
     font-size: 9pt;
     color: #0033CC;
     padding-left:20px;
     padding-top: 0px;
     padding-bottom: 3px;
     border-style: solid;
     border-top-width: 0px;
     border-bottom-width: 0px;
     border-left-width: 0px;
     border-right-width: 0px;
     border-color: #ffffff;
     text-decoration: none;}